All agreed loans

Denmark. Roskilde Bank A/S

Date of agreement: 22 May 2007
Country: Denmark
Customer: Roskilde Bank A/S
Amount in DKK: DKK 150 million
Amount in EUR: EUR 20.1 million
Maturity: 8 years
NACE sector / loan type: Financial intermediation, except insurance and pension
Business area: Financial institutions and SMEs


The 8-year-maturity loan totalling DKK 150 million is provided to Roskilde Bank (RB) for onlending to finance energy and environmental investments as well as investments of small and medium-sized enterprises. RB is among the oldest of NIB's financial intermediaries in Denmark. Established in 1884, RB is now listed on the Copenhagen Stock Exchange. RB's market area is the island of Zealand, which accounts for 40% of Denmark's population. The bank has 25 branches.

Sustainability summary

Roskilde Bank has internal procedures to deal with environmental aspects of subprojects. It is expected that all subloans will receive the necessary permits and follow applicable laws and regulations. The proposed investments in wind power are expected to lead to a substantial reduction of CO2 emissions. A 25% share of the project qualifies as an environmental investment.