All agreed loans

Sweden. Sparbanken Finn

Date of agreement: 14 Dec 2009
Country: Sweden
Customer: Sparbanken Finn
Amount in EUR: EUR 14.8 million
Maturity: 10 years
NACE sector / loan type: Financial intermediation, except insurance and pension

This loan contributes to climate change mitigation: 50%
This loan has a positive effect on maritime environments: 50%


The 10-year-maturity loan totalling EUR 15 million has been provided for financing Sparbanken Finn's onlending for small-scale environmental investments in Sweden. Sparbanken Finn will channel the funds to projects that will reduce diffuse emissions to both air and water in the southern parts of Sweden. The investment will help alleviate the problem of low-level emissions that cumulatively have a significant impact on the environment.

The loan facility is aimed at households, farmers and small and medium-sized enterprises. In order to qualify for a loan, a project has to clean or reduce wastewater, reduce emissions to air, implement renewable energy systems or involve environmentally friendly agricultural improvements.

Sustainability summary

The loan to Sparbanken Finn will be utilised as sub-loans to finance environmental projects that various customers are carrying out in order to address diffuse emissions. The expected positive environmental effects are reduced or prevented emissions to air and water courses in southern Sweden, which also forms part of the Baltic Sea's drainage area.

The loan will be financed under NIB's BASE and CLEERE facilities.

Press release

NIB-lån till förmån för lantbruk och privathushåll i södra Sverige