Public Sector & Utilities

We offer tailored loans with long tenors to match the life cycle of your large-scale, economically sound projects. Our transaction teams have comprehensive and diverse experience in assessing and financing relevant areas, among others including urban development, municipal investments, public infrastructure, renewable energy, energy efficiency, reduction of carbon emissions and nutrient discharges into water.

Public sector

Efficient urban transformation is a key driver for the transition to more sustainable societies. Public sector lending focuses on municipal investments such as development programmes, renovation or construction of hospitals, schools or other public buildings.


We focus on projects that contribute to renewable energy production, carbon-neutral technology and increased energy efficiency. We gladly consider environmental improvements aimed at better resource efficiency, upgrading water treatment and fresh water supply, minimising waste, recycling and cleaner production.

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Staff e-mail addresses: (for ä, ö, å use a, o, a)

Dmitri Kouznetsov

Head of Public Sector & Utilities
+358 10 618 0218

Roger Haaparinne

Senior Banker
+358 10 618 0233

Tiina Kuusela

Senior Banker
+358 10 618 0241

Patrik Marckert

Senior Banker
+358 10 618 0266

Sebastian Påwals

+358 10 618 0527

Carlos Rodriguez

Senior Banker
+358 10 618 0471

Lovisa Sommerholt

Associate Banker
+358 10 618 0508

Kersti Talving

Senior Banker
+358 10 618 0245