NIB Nordic Investment Bank

Loan products

Loan products

Flexibility and expertise

NIB is a flexible partner responding to customers' needs and providing tailor-made loans and guarantees. NIB is operating worldwide and provides private and public projects with complementary long-term financing.

Loan products

Corporate loans

  • Corporate loans in NIB's member countries constitute the main part of NIB's lending activities in terms of volume.


Loan programmes

  • Loan programmes are disbursed in several tranches through intermediaries.
  • Loan programmes are being used in both member and non-member countries.


Project and structured finance

NIB has long experience in complex financing structures. It may lead arrange the financing for projects that make a strong contribution to the fulfilment of its mission. NIB often provides financing in cooperation with other international financial institutions and public and private sector lenders. NIB's project and structured finance loan products include:

  • non- and limited-resource project financing; 
  • structured loans for complex financings and leveraged borrowers;
  • mezzanine financing through funds;
  • guarantees. 


Sovereign loans

  • Sovereign loans are granted either against a sovereign guarantee or as a direct loan to a government.


Loans to municipalities

  • These loans are granted either against a municipal guarantee or as a direct loan to a municipal entity.


Environmental loans

Environmental loans are provided through, i.a., special lending facilities:

  • Baltic Sea Environment Financing Facility (BASE);
  • Environmental Lending Facility, amounting to EUR 300 million, and targeted on the member countries' neighbouring area in Eastern Europe.



  •  In addition to granting loans, NIB may also provide guarantees.
  • AR2016


NIB signs loan agreement with Husqvarna for R&D investments

A seven-year maturity loan agreement to finance Husqvarna AB's R&D investments 2017–2019.

5 Jan 2018

NIB finances Ericsson’s 5G research programme

A loan to the Swedish telecom company Ericsson will finance a research programme for the development of 5G mobile technology.

22 Dec 2017

NIB finances new pier at Arlanda Airport in Sweden

A long-term loan agreement with the Swedish airport operator Swedavia AB will finance the construction of a new pier at Stockholm Arlanda Airport.

21 Dec 2017