NIB Nordic Investment Bank

Loan products

Loan products

Flexibility and expertise

NIB is a flexible partner responding to customers' needs and providing tailor-made loans and guarantees. NIB is operating worldwide and provides private and public projects with complementary long-term financing.

Loan products

Corporate loans

  • Corporate loans in NIB's member countries constitute the main part of NIB's lending activities in terms of volume.


Loan programmes

  • Loan programmes are disbursed in several tranches through intermediaries.
  • Loan programmes are being used in both member and non-member countries.


Project and structured finance

NIB has long experience in complex financing structures. It may lead arrange the financing for projects that make a strong contribution to the fulfilment of its mission. NIB often provides financing in cooperation with other international financial institutions and public and private sector lenders. NIB's project and structured finance loan products include:

  • non- and limited-resource project financing; 
  • structured loans for complex financings and leveraged borrowers;
  • mezzanine financing through funds;
  • guarantees. 


Sovereign loans

  • Sovereign loans are granted either against a sovereign guarantee or as a direct loan to a government.


Loans to municipalities

  • These loans are granted either against a municipal guarantee or as a direct loan to a municipal entity.


Environmental loans

Environmental loans are provided through, i.a., special lending facilities:

  • Baltic Sea Environment Financing Facility (BASE);
  • Environmental Lending Facility, amounting to EUR 300 million, and targeted on the member countries' neighbouring area in Eastern Europe.



  •  In addition to granting loans, NIB may also provide guarantees.
  • AR2017


NIB finances ambulance helicopter service network in Sweden

A loan to Svensk Luftambulans will finance the merger of local airborne ambulance services in Sweden and the acquisition of new helicopters.

17 Apr 2018

NIB and SG Finans launch third SME leasing facility in Norway, partly Arctic

It is expected that up to EUR 25 million of the facility will be used to finance SME leasing in Norway’s Arctic area.

22 Mar 2018

NIB lends to broadband network investments in Norway

NIB will finance Eidsiva Energi's digital infrastructure projects in Norway during 2017-2021.

22 Mar 2018