NIB has continuously been assigned the highest possible credit rating, AAA/Aaa, by the leading international rating agencies Standard & Poor's and Moody's since it was first rated in the beginning of the 1980s. NIB's credit rating emanates from its high asset quality, strong balance sheet and its ownership.
Based on this solid platform, NIB finances its lending activities by borrowing funds and issuing bonds on capital markets around the globe. NIB aims at being a reliable partner responding flexibly to investors' needs.
It is the Bank’s target to ensure a sufficient level of liquidity to be able to continue disbursing new loans and fulfil all payment obligations for at least one year ahead, without additional new funding.
The treasury portfolios contribute to earnings and function as a liquidity reserve.
- to raise competitive funds with costs in line with the peer group, while assessing the risks involved in the structure and complexity of the individual transactions and potential mismatches between assets and liabilities.
Asset Liability Management
- to manage liquidity and ensure sufficient liquidity;
- to handle market risk within the balance sheet.
Moody's Credit analysis (1 MB)
Standard & Poor's analysis (410 kB)
Standard & Poor's rating report (259 kB)
Risk management policies (584 kB)
Liquidity policy (74 kB)
Buyback policy (162 kB)
Annual Report, Treasury
A seven-year maturity loan agreement to finance Husqvarna AB's R&D investments 2017–2019.
5 Jan 2018
The Bank's five-year NZD 400 million transaction has become inaugural in the New Zealand bond market this year.
5 Jan 2018
In accordance with its Sustainability Policy and Guidelines, NIB publishes information on the construction and upgrade of National Road 3/25 in Hedmark, Norway. The information is available for 30 days starting from 22 December 2017.
22 Dec 2017
The Bank's Funding team invited investors in its environmental bonds to visit projects they help finance. Read a report on NIB's second annual Green Investor event.
6 Oct 2017
“The Green Bond Principles help to define the key role debt markets can play in funding environmentally friendly projects and support issuers in transitioning their business model towards greater sustainability", says Jens Hellerup, Head of Funding & Investor Relations at NIB.
12 Jun 2017
The Kauri market's turning ten. For NIB, the market's second largest issuer, the past decade was an opportunity to diversify its investor portfolio and - plant trees! NIB's bonds have added 600 young kauris in a forest near Auckland.
5 May 2017