NIB finances projects in various sectors, including, for example: investments in infrastructure, such as energy and transport; investments improving the environment; and large investments by the corporate sector such as in research and development, the improvement of manufacturing processes and the internationalisation of businesses.
NIB's four business areas are: energy and environment; infrastructure, transportation and telecom; heavy industry and mechanical engineering; consumer goods and services; financial institutions and SMEs.
The Bank has developed a set of guiding principles for lending in the energy sector:
Summary of business strategy for energy (238 KB)
NIB channels financing to projects of small and medium-sized enterprises through intermediaries.
The breakdown of NIB lending into sectors is shown in the graph below:

NIB loan to large wind farm project in Sweden
NIB has provided a EUR 61 million loan to DNB Bank ASA. The funds will be onlent to finance one of northern Europe’s largest onshore wind farms, in Jädraås, eastern Sweden.
22 May 2013
NIB lends for upgrade of east-west railway corridor in Latvia
NIB and Latvia’s state railway company have signed a new loan for upgrading a railway section in the country’s east-west transport corridor.
22 May 2013
NIB finances biomass power plant in Sweden
A loan agreement has been signed with the Swedish company Vimmerby Energi & Miljö AB to finance a new bio-fuelled combined heat and power plant.
8 May 2013
VAS Latvijas Dzelzcels (Latvia) (21 May 2013)
DNB Bank ASA (Sweden) (14 May 2013)
Vimmerby Energi & Miljö (Sweden) (13 May 2013)