Loan products

Loan products

Corporate loans

• Corporate loans in NIB's member countries constitute the main part of NIB's lending activities in terms of volume.

Loan programmes

• Loan programmes are disbursed in several tranches through intermediaries.
• Loan programmes are being used in both member and non-member countries.

Project and structured finance

NIB has long experience in complex financing structures. It may lead arrange the financing for projects that make a strong contribution to its mandate. NIB often provides financing in cooperation with other international financial institutions and public and private sector lenders. NIB's project and structured finance loan products include:

• non- and limited-resource project financing; 
• structured loans for complex financings and leveraged borrowers;
• A/B loans;
• mezzanine financing through funds;
• private public partnership (PPP) financing;
• guarantees. 

Sovereign loans

• Sovereign loans are granted either against a sovereign guarantee or as a direct loan to a government.

Loans to municipalities

• These loans are granted either against a municipal guarantee or as a direct loan to a municipal entity.

Environmental loans

Environmental loans are provided through, i.a., special lending facilities:

• Baltic Sea Environment Financing Facility (BASE), amounting to EUR 500 million;
• Climate Change, Energy Efficiency and Renewable Energy Facility (CLEERE), amounting to EUR 3,000 million;
• Environmental Lending Facility, amounting to EUR 300 million, and targeted on the member countries' neighbouring area in Eastern Europe.

Guarantees

•  In addition to granting loans, NIB may also provide guarantees.